Call reports 2022
HUSTISFORD STATE BANK — 2022
What HUSTISFORD STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 74,797,000 | 72,181,000 | 69,282,000 | 70,996,000 |
| Total loans | 41,736,000 | 41,204,000 | 41,771,000 | 44,473,000 |
| Allowance for loan losses | 383,000 | 387,000 | 387,000 | 390,000 |
| Securities available for sale | 23,815,000 | 22,398,000 | 20,988,000 | 21,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,372,000 | 60,769,000 | 59,400,000 | 59,615,000 |
| Interest-bearing deposits | 48,631,000 | 48,583,000 | 45,607,000 | 44,450,000 |
| Noninterest-bearing deposits | 13,741,000 | 12,186,000 | 13,793,000 | 15,165,000 |
| Equity capital | 9,647,000 | 9,147,000 | 8,567,000 | 8,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,171,000 | 1,776,000 | 2,394,000 |
| Interest expense | 92,000 | 184,000 | 264,000 | 334,000 |
| Net interest income | 489,000 | 987,000 | 1,512,000 | 2,060,000 |
| Noninterest income | -12,000 | 3,000 | 20,000 | 42,000 |
| Noninterest expense | 343,000 | 692,000 | 1,050,000 | 1,416,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 134,000 | 298,000 | 482,000 | 686,000 |
| Income tax | 28,000 | 60,000 | 97,000 | 138,000 |
| Net income | 106,000 | 238,000 | 385,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,181,000 | 11,314,000 | 11,462,000 | 11,374,000 |