Call reports 2021
HUSTISFORD STATE BANK — 2021
What HUSTISFORD STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 68,254,000 | 73,413,000 | 74,567,000 | 75,178,000 |
| Total loans | 40,914,000 | 40,473,000 | 41,665,000 | 40,661,000 |
| Allowance for loan losses | 401,000 | 401,000 | 386,000 | 386,000 |
| Securities available for sale | 15,525,000 | 19,658,000 | 20,231,000 | 23,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,904,000 | 58,925,000 | 59,986,000 | 61,648,000 |
| Interest-bearing deposits | 41,861,000 | 47,151,000 | 47,235,000 | 47,453,000 |
| Noninterest-bearing deposits | 12,043,000 | 11,774,000 | 12,751,000 | 14,195,000 |
| Equity capital | 10,492,000 | 10,730,000 | 10,788,000 | 10,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 646,000 | 1,267,000 | 1,845,000 | 2,426,000 |
| Interest expense | 106,000 | 208,000 | 311,000 | 412,000 |
| Net interest income | 540,000 | 1,059,000 | 1,534,000 | 2,014,000 |
| Noninterest income | 5,000 | 18,000 | 37,000 | 61,000 |
| Noninterest expense | 361,000 | 705,000 | 1,055,000 | 1,409,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 184,000 | 372,000 | 516,000 | 666,000 |
| Income tax | 32,000 | 80,000 | 111,000 | 142,000 |
| Net income | 152,000 | 292,000 | 405,000 | 524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,709,000 | 10,850,000 | 10,962,000 | 11,081,000 |