Call reports 2020
HUSTISFORD STATE BANK — 2020
What HUSTISFORD STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 55,101,000 | 61,868,000 | 63,456,000 | 66,566,000 |
| Total loans | 44,594,000 | 45,146,000 | 43,416,000 | 42,078,000 |
| Allowance for loan losses | 415,000 | 415,000 | 407,000 | 398,000 |
| Securities available for sale | 3,588,000 | 6,351,000 | 7,433,000 | 10,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,917,000 | 46,454,000 | 48,344,000 | 51,696,000 |
| Interest-bearing deposits | 31,004,000 | 36,251,000 | 38,268,000 | 39,219,000 |
| Noninterest-bearing deposits | 7,913,000 | 10,203,000 | 10,076,000 | 12,477,000 |
| Equity capital | 10,424,000 | 10,576,000 | 10,718,000 | 10,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 646,000 | 1,290,000 | 1,912,000 | 2,511,000 |
| Interest expense | 99,000 | 203,000 | 314,000 | 426,000 |
| Net interest income | 547,000 | 1,087,000 | 1,598,000 | 2,085,000 |
| Noninterest income | 20,000 | 33,000 | 48,000 | 71,000 |
| Noninterest expense | 376,000 | 757,000 | 1,094,000 | 1,437,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 191,000 | 363,000 | 552,000 | 719,000 |
| Income tax | 45,000 | 96,000 | 145,000 | 172,000 |
| Net income | 146,000 | 267,000 | 407,000 | 547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,424,000 | 10,528,000 | 10,668,000 | 10,557,000 |