Call reports 2019
HUSTISFORD STATE BANK — 2019
What HUSTISFORD STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 51,478,000 | 52,782,000 | 55,903,000 | 55,949,000 |
| Total loans | 41,430,000 | 42,846,000 | 45,760,000 | 45,529,000 |
| Allowance for loan losses | 415,000 | 416,000 | 415,000 | 415,000 |
| Securities available for sale | 5,784,000 | 5,742,000 | 5,260,000 | 4,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,095,000 | 38,223,000 | 38,582,000 | 38,964,000 |
| Interest-bearing deposits | 31,090,000 | 30,567,000 | 29,910,000 | 29,726,000 |
| Noninterest-bearing deposits | 8,005,000 | 7,656,000 | 8,672,000 | 9,238,000 |
| Equity capital | 10,186,000 | 10,368,000 | 10,526,000 | 10,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,218,000 | 1,868,000 | 2,528,000 |
| Interest expense | 66,000 | 141,000 | 229,000 | 327,000 |
| Net interest income | 536,000 | 1,077,000 | 1,639,000 | 2,201,000 |
| Noninterest income | 19,000 | 37,000 | 56,000 | 82,000 |
| Noninterest expense | 385,000 | 752,000 | 1,114,000 | 1,498,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 170,000 | 362,000 | 581,000 | 785,000 |
| Income tax | 39,000 | 87,000 | 159,000 | 210,000 |
| Net income | 131,000 | 275,000 | 422,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,218,000 | 10,362,000 | 10,510,000 | 10,263,000 |
| Total capital | 10,633,000 | 10,778,000 | 10,925,000 | 10,678,000 |
| Risk-weighted assets | 33,771,000 | 34,050,000 | 37,335,000 | 36,977,000 |