Call reports 2018
HUSTISFORD STATE BANK — 2018
What HUSTISFORD STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 54,133,000 | 52,998,000 | 52,483,000 | 53,520,000 |
| Total loans | 43,328,000 | 43,397,000 | 42,343,000 | 41,446,000 |
| Allowance for loan losses | 418,000 | 416,000 | 416,000 | 416,000 |
| Securities available for sale | 5,641,000 | 5,639,000 | 5,415,000 | 5,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,398,000 | 40,624,000 | 39,924,000 | 41,365,000 |
| Interest-bearing deposits | 33,439,000 | 32,858,000 | 31,777,000 | 31,001,000 |
| Noninterest-bearing deposits | 7,959,000 | 7,766,000 | 8,147,000 | 10,364,000 |
| Equity capital | 10,020,000 | 10,161,000 | 10,238,000 | 9,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,247,000 | 1,874,000 | 2,488,000 |
| Interest expense | 63,000 | 129,000 | 198,000 | 265,000 |
| Net interest income | 560,000 | 1,118,000 | 1,676,000 | 2,223,000 |
| Noninterest income | 21,000 | 43,000 | 66,000 | 96,000 |
| Noninterest expense | 370,000 | 759,000 | 1,120,000 | 1,490,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 211,000 | 402,000 | 622,000 | 829,000 |
| Income tax | 49,000 | 97,000 | 206,000 | 229,000 |
| Net income | 162,000 | 305,000 | 416,000 | 600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,149,000 | 10,292,000 | 10,404,000 | 10,088,000 |
| Total capital | 10,567,000 | 10,708,000 | 10,820,000 | 10,504,000 |
| Risk-weighted assets | 36,157,000 | 35,364,000 | 34,201,000 | 34,125,000 |