Call reports 2017
HUSTISFORD STATE BANK — 2017
What HUSTISFORD STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 54,805,000 | 53,398,000 | 53,956,000 | 54,875,000 |
| Total loans | 43,471,000 | 42,905,000 | 42,936,000 | 43,788,000 |
| Allowance for loan losses | 646,000 | 597,000 | 549,000 | 419,000 |
| Securities available for sale | 5,992,000 | 5,859,000 | 5,846,000 | 5,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,858,000 | 40,808,000 | 41,637,000 | 42,231,000 |
| Interest-bearing deposits | 33,977,000 | 32,822,000 | 32,931,000 | 32,827,000 |
| Noninterest-bearing deposits | 7,881,000 | 7,986,000 | 8,706,000 | 9,404,000 |
| Equity capital | 9,742,000 | 9,899,000 | 10,020,000 | 9,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,224,000 | 1,836,000 | 2,470,000 |
| Interest expense | 54,000 | 110,000 | 167,000 | 226,000 |
| Net interest income | 575,000 | 1,114,000 | 1,669,000 | 2,244,000 |
| Noninterest income | 19,000 | 43,000 | 43,000 | 7,000 |
| Noninterest expense | 357,000 | 716,000 | 1,085,000 | 1,441,000 |
| Provision for loan losses | 0 | 0 | 0 | -130,000 |
| Pretax income | 237,000 | 441,000 | 627,000 | 940,000 |
| Income tax | 81,000 | 172,000 | 229,000 | 300,000 |
| Net income | 156,000 | 269,000 | 398,000 | 640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,804,000 | 9,916,000 | 10,045,000 | 9,987,000 |
| Total capital | 10,254,000 | 10,365,000 | 10,494,000 | 10,406,000 |
| Risk-weighted assets | 35,780,000 | 35,745,000 | 35,818,000 | 36,505,000 |