Call reports 2016
HUSTISFORD STATE BANK — 2016
What HUSTISFORD STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 53,639,000 | 52,321,000 | 53,619,000 | 55,377,000 |
| Total loans | 43,532,000 | 42,907,000 | 42,540,000 | 42,715,000 |
| Allowance for loan losses | 644,000 | 649,000 | 650,000 | 649,000 |
| Securities available for sale | 4,625,000 | 4,966,000 | 6,141,000 | 6,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,923,000 | 39,396,000 | 40,579,000 | 42,641,000 |
| Interest-bearing deposits | 33,407,000 | 32,386,000 | 32,750,000 | 33,255,000 |
| Noninterest-bearing deposits | 7,516,000 | 7,010,000 | 7,829,000 | 9,386,000 |
| Equity capital | 9,383,000 | 9,577,000 | 9,724,000 | 9,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 646,000 | 1,267,000 | 1,899,000 | 2,514,000 |
| Interest expense | 51,000 | 101,000 | 155,000 | 205,000 |
| Net interest income | 595,000 | 1,166,000 | 1,744,000 | 2,309,000 |
| Noninterest income | 21,000 | 40,000 | 62,000 | 89,000 |
| Noninterest expense | 354,000 | 705,000 | 1,055,000 | 1,412,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 262,000 | 501,000 | 751,000 | 986,000 |
| Income tax | 137,000 | 198,000 | 285,000 | 332,000 |
| Net income | 125,000 | 303,000 | 466,000 | 654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,309,000 | 9,511,000 | 9,675,000 | 9,648,000 |
| Total capital | 9,756,000 | 9,953,000 | 10,111,000 | 10,082,000 |
| Risk-weighted assets | 35,546,000 | 35,113,000 | 34,644,000 | 34,505,000 |