Call reports 2015
HUSTISFORD STATE BANK — 2015
What HUSTISFORD STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 55,344,000 | 55,591,000 | 54,906,000 | 54,373,000 |
| Total loans | 45,833,000 | 44,983,000 | 44,699,000 | 44,352,000 |
| Allowance for loan losses | 514,000 | 534,000 | 650,000 | 646,000 |
| Securities available for sale | 5,475,000 | 5,745,000 | 5,803,000 | 5,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,048,000 | 41,199,000 | 41,331,000 | 41,888,000 |
| Interest-bearing deposits | 33,541,000 | 33,556,000 | 33,329,000 | 32,826,000 |
| Noninterest-bearing deposits | 8,507,000 | 7,642,000 | 8,002,000 | 9,062,000 |
| Equity capital | 8,959,000 | 9,049,000 | 9,226,000 | 9,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 659,000 | 1,314,000 | 1,979,000 | 2,639,000 |
| Interest expense | 53,000 | 105,000 | 155,000 | 204,000 |
| Net interest income | 606,000 | 1,209,000 | 1,824,000 | 2,435,000 |
| Noninterest income | 22,000 | 45,000 | 76,000 | 74,000 |
| Noninterest expense | 345,000 | 680,000 | 1,020,000 | 1,357,000 |
| Provision for loan losses | 36,000 | 72,000 | 187,000 | 187,000 |
| Pretax income | 247,000 | 502,000 | 693,000 | 965,000 |
| Income tax | 82,000 | 207,000 | 270,000 | 325,000 |
| Net income | 165,000 | 295,000 | 423,000 | 640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,934,000 | 9,063,000 | 9,192,000 | 9,191,000 |
| Total capital | 9,448,000 | 9,522,000 | 9,652,000 | 9,646,000 |
| Risk-weighted assets | 38,601,000 | 36,684,000 | 36,650,000 | 36,245,000 |