Call reports 2014
HUSTISFORD STATE BANK — 2014
What HUSTISFORD STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 56,791,000 | 56,585,000 | 55,601,000 | 57,348,000 |
| Total loans | 45,071,000 | 46,234,000 | 46,665,000 | 45,961,000 |
| Allowance for loan losses | 519,000 | 443,000 | 487,000 | 477,000 |
| Securities available for sale | 5,978,000 | 5,582,000 | 5,099,000 | 4,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,998,000 | 44,501,000 | 41,505,000 | 42,280,000 |
| Interest-bearing deposits | 37,324,000 | 36,313,000 | 34,225,000 | 33,704,000 |
| Noninterest-bearing deposits | 7,674,000 | 8,188,000 | 7,280,000 | 8,576,000 |
| Equity capital | 8,381,000 | 8,584,000 | 8,734,000 | 8,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,315,000 | 1,988,000 | 2,657,000 |
| Interest expense | 61,000 | 122,000 | 181,000 | 237,000 |
| Net interest income | 583,000 | 1,193,000 | 1,807,000 | 2,420,000 |
| Noninterest income | 24,000 | 50,000 | 75,000 | 93,000 |
| Noninterest expense | 372,000 | 713,000 | 1,061,000 | 1,371,000 |
| Provision for loan losses | 39,000 | 78,000 | 121,000 | 166,000 |
| Pretax income | 196,000 | 452,000 | 700,000 | 976,000 |
| Income tax | 66,000 | 148,000 | 242,000 | 325,000 |
| Net income | 130,000 | 304,000 | 458,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,397,000 | 8,571,000 | 8,726,000 | 8,768,000 |
| Total capital | 8,869,000 | 9,014,000 | 9,190,000 | 9,232,000 |
| Risk-weighted assets | 37,686,000 | 37,656,000 | 37,089,000 | 37,110,000 |