Call reports 2013
HUSTISFORD STATE BANK — 2013
What HUSTISFORD STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 56,133,000 | 56,160,000 | 56,982,000 | 57,146,000 |
| Total loans | 44,354,000 | 45,133,000 | 45,295,000 | 45,409,000 |
| Allowance for loan losses | 630,000 | 648,000 | 685,000 | 706,000 |
| Securities available for sale | 4,791,000 | 5,362,000 | 5,764,000 | 5,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,853,000 | 43,816,000 | 44,398,000 | 45,605,000 |
| Interest-bearing deposits | 36,753,000 | 36,533,000 | 36,593,000 | 36,953,000 |
| Noninterest-bearing deposits | 7,100,000 | 7,283,000 | 7,805,000 | 8,652,000 |
| Equity capital | 7,971,000 | 8,013,000 | 8,259,000 | 8,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 651,000 | 1,325,000 | 1,992,000 | 2,650,000 |
| Interest expense | 70,000 | 141,000 | 210,000 | 273,000 |
| Net interest income | 581,000 | 1,184,000 | 1,782,000 | 2,377,000 |
| Noninterest income | 27,000 | 52,000 | 80,000 | 109,000 |
| Noninterest expense | 401,000 | 766,000 | 1,061,000 | 1,391,000 |
| Provision for loan losses | 38,000 | 75,000 | 112,000 | 175,000 |
| Pretax income | 169,000 | 395,000 | 689,000 | 920,000 |
| Income tax | 66,000 | 146,000 | 196,000 | 293,000 |
| Net income | 103,000 | 249,000 | 493,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,894,000 | 8,040,000 | 8,284,000 | 8,268,000 |
| Total capital | 8,363,000 | 8,513,000 | 8,759,000 | 8,747,000 |
| Risk-weighted assets | 37,397,000 | 37,653,000 | 37,827,000 | 38,129,000 |