Call reports 2012
HUSTISFORD STATE BANK — 2012
What HUSTISFORD STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 52,663,000 | 52,432,000 | 51,884,000 | 54,411,000 |
| Total loans | 41,603,000 | 40,812,000 | 41,788,000 | 43,419,000 |
| Allowance for loan losses | 687,000 | 662,000 | 674,000 | 600,000 |
| Securities available for sale | 5,592,000 | 4,832,000 | 5,654,000 | 5,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,693,000 | 44,243,000 | 43,604,000 | 44,733,000 |
| Interest-bearing deposits | 37,443,000 | 37,285,000 | 36,066,000 | 36,589,000 |
| Noninterest-bearing deposits | 7,250,000 | 6,958,000 | 7,538,000 | 8,144,000 |
| Equity capital | 7,524,000 | 7,764,000 | 7,874,000 | 7,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,321,000 | 1,957,000 | 2,620,000 |
| Interest expense | 107,000 | 204,000 | 294,000 | 374,000 |
| Net interest income | 557,000 | 1,117,000 | 1,663,000 | 2,246,000 |
| Noninterest income | 28,000 | 54,000 | 9,000 | 41,000 |
| Noninterest expense | 344,000 | 692,000 | 1,034,000 | 1,369,000 |
| Provision for loan losses | 36,000 | 72,000 | 84,000 | 100,000 |
| Pretax income | 205,000 | 407,000 | 554,000 | 818,000 |
| Income tax | 86,000 | 62,000 | 113,000 | 208,000 |
| Net income | 119,000 | 345,000 | 441,000 | 610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,450,000 | 7,676,000 | 7,771,000 | 7,791,000 |
| Total capital | 7,891,000 | 8,116,000 | 8,217,000 | 8,251,000 |
| Risk-weighted assets | 35,008,000 | 34,993,000 | 35,474,000 | 36,641,000 |