Call reports 2011
HUSTISFORD STATE BANK — 2011
What HUSTISFORD STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 53,850,000 | 53,485,000 | 54,964,000 | 53,259,000 |
| Total loans | 43,449,000 | 44,671,000 | 44,127,000 | 41,601,000 |
| Allowance for loan losses | 619,000 | 564,000 | 615,000 | 650,000 |
| Securities available for sale | 3,807,000 | 4,693,000 | 4,056,000 | 5,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,095,000 | 41,029,000 | 42,370,000 | 44,444,000 |
| Interest-bearing deposits | 35,015,000 | 35,326,000 | 36,800,000 | 36,817,000 |
| Noninterest-bearing deposits | 6,080,000 | 5,703,000 | 5,570,000 | 7,627,000 |
| Equity capital | 7,202,000 | 7,444,000 | 7,586,000 | 7,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 685,000 | 1,375,000 | 2,088,000 | 2,795,000 |
| Interest expense | 134,000 | 262,000 | 382,000 | 496,000 |
| Net interest income | 551,000 | 1,113,000 | 1,706,000 | 2,299,000 |
| Noninterest income | 32,000 | 64,000 | 98,000 | 132,000 |
| Noninterest expense | 343,000 | 671,000 | 1,009,000 | 1,350,000 |
| Provision for loan losses | 33,000 | 66,000 | 126,000 | 186,000 |
| Pretax income | 207,000 | 440,000 | 669,000 | 895,000 |
| Income tax | 88,000 | 110,000 | 209,000 | 305,000 |
| Net income | 119,000 | 330,000 | 460,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,160,000 | 7,371,000 | 7,501,000 | 7,331,000 |
| Total capital | 7,612,000 | 7,838,000 | 7,967,000 | 7,770,000 |
| Risk-weighted assets | 36,013,000 | 37,291,000 | 37,149,000 | 34,949,000 |