Call reports 2010
HUSTISFORD STATE BANK — 2010
What HUSTISFORD STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 50,944,000 | 51,734,000 | 52,701,000 | 53,253,000 |
| Total loans | 41,342,000 | 42,126,000 | 42,986,000 | 43,658,000 |
| Allowance for loan losses | 499,000 | 520,000 | 562,000 | 588,000 |
| Securities available for sale | 3,930,000 | 3,515,000 | 4,165,000 | 3,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,400,000 | 37,947,000 | 38,863,000 | 40,723,000 |
| Interest-bearing deposits | 32,246,000 | 33,232,000 | 34,196,000 | 34,140,000 |
| Noninterest-bearing deposits | 5,154,000 | 4,715,000 | 4,667,000 | 6,583,000 |
| Equity capital | 7,019,000 | 7,150,000 | 7,299,000 | 7,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,366,000 | 2,055,000 | 2,752,000 |
| Interest expense | 156,000 | 307,000 | 452,000 | 592,000 |
| Net interest income | 528,000 | 1,059,000 | 1,603,000 | 2,160,000 |
| Noninterest income | 28,000 | 56,000 | 86,000 | 129,000 |
| Noninterest expense | 344,000 | 710,000 | 1,022,000 | 1,351,000 |
| Provision for loan losses | 21,000 | 42,000 | 83,000 | 134,000 |
| Pretax income | 191,000 | 363,000 | 584,000 | 804,000 |
| Income tax | 75,000 | 146,000 | 241,000 | 339,000 |
| Net income | 116,000 | 217,000 | 343,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,992,000 | 7,093,000 | 7,219,000 | 7,041,000 |
| Total capital | 7,426,000 | 7,531,000 | 7,662,000 | 7,491,000 |
| Risk-weighted assets | 34,660,000 | 34,931,000 | 35,316,000 | 35,894,000 |