Call reports 2002
HUSTISFORD STATE BANK — 2002
What HUSTISFORD STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,825,000 | 35,173,000 | 36,227,000 | 36,583,000 |
| Total loans | 25,812,000 | 26,046,000 | 25,907,000 | 26,390,000 |
| Allowance for loan losses | 392,000 | 408,000 | 442,000 | 467,000 |
| Securities available for sale | 3,877,000 | 4,795,000 | 4,554,000 | 5,026,000 |
| Securities held to maturity | 2,326,000 | 2,126,000 | 2,126,000 | 2,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,202,000 | 29,406,000 | 30,197,000 | 30,573,000 |
| Interest-bearing deposits | 26,362,000 | 25,615,000 | 25,877,000 | 25,809,000 |
| Noninterest-bearing deposits | 3,840,000 | 3,791,000 | 4,320,000 | 4,764,000 |
| Equity capital | 5,327,000 | 5,479,000 | 5,669,000 | 5,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,178,000 | 1,788,000 | 2,365,000 |
| Interest expense | 235,000 | 452,000 | 656,000 | 843,000 |
| Net interest income | 353,000 | 726,000 | 1,132,000 | 1,522,000 |
| Noninterest income | 26,000 | 51,000 | 78,000 | 118,000 |
| Noninterest expense | 187,000 | 392,000 | 601,000 | 832,000 |
| Provision for loan losses | 10,000 | 21,000 | 31,000 | 126,000 |
| Pretax income | 182,000 | 364,000 | 578,000 | 682,000 |
| Income tax | 52,000 | 113,000 | 151,000 | 189,000 |
| Net income | 130,000 | 251,000 | 427,000 | 493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,324,000 | 5,444,000 | 5,620,000 | 5,636,000 |
| Total capital | 5,604,000 | 5,724,000 | 5,905,000 | 5,925,000 |
| Risk-weighted assets | 22,291,000 | 22,242,000 | 22,674,000 | 22,947,000 |