Call reports 2001
HUSTISFORD STATE BANK — 2001
What HUSTISFORD STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 33,166,000 | 32,772,000 | 32,954,000 | 33,784,000 |
| Total loans | 25,234,000 | 25,628,000 | 26,027,000 | 26,019,000 |
| Allowance for loan losses | 438,000 | 443,000 | 454,000 | 479,000 |
| Securities available for sale | 1,640,000 | 1,134,000 | 1,477,000 | 1,963,000 |
| Securities held to maturity | 3,350,000 | 3,048,000 | 3,177,000 | 2,627,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,683,000 | 26,205,000 | 27,014,000 | 27,979,000 |
| Interest-bearing deposits | 22,295,000 | 22,886,000 | 23,471,000 | 23,506,000 |
| Noninterest-bearing deposits | 3,388,000 | 3,319,000 | 3,543,000 | 4,473,000 |
| Equity capital | 5,419,000 | 5,519,000 | 5,617,000 | 5,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,231,000 | 1,827,000 | 2,423,000 |
| Interest expense | 294,000 | 590,000 | 858,000 | 1,108,000 |
| Net interest income | 316,000 | 641,000 | 969,000 | 1,315,000 |
| Noninterest income | 26,000 | 51,000 | 80,000 | 118,000 |
| Noninterest expense | 190,000 | 375,000 | 530,000 | 748,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 62,000 |
| Pretax income | 141,000 | 296,000 | 487,000 | 623,000 |
| Income tax | 52,000 | 103,000 | 151,000 | 203,000 |
| Net income | 89,000 | 193,000 | 336,000 | 420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,400,000 | 5,504,000 | 5,587,000 | 5,534,000 |
| Total capital | 5,669,000 | 5,783,000 | 5,873,000 | 5,813,000 |
| Risk-weighted assets | 20,926,000 | 21,718,000 | 22,651,000 | 22,165,000 |