Call reports 2004
FIRST HERITAGE BANK — 2004
What FIRST HERITAGE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 |
|---|---|
| Total assets | 269,730,000 |
| Total loans | 204,299,000 |
| Allowance for loan losses | 2,292,000 |
| Securities available for sale | 48,211,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 204,699,000 |
| Interest-bearing deposits | 185,480,000 |
| Noninterest-bearing deposits | 19,219,000 |
| Equity capital | 30,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 |
|---|---|
| Interest income | 3,027,000 |
| Interest expense | 940,000 |
| Net interest income | 2,087,000 |
| Noninterest income | 123,000 |
| Noninterest expense | 1,128,000 |
| Provision for loan losses | 120,000 |
| Pretax income | 962,000 |
| Income tax | 236,000 |
| Net income | 726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 |
|---|---|
| Tier 1 capital | 29,609,000 |
| Total capital | 31,901,000 |
| Risk-weighted assets | 205,033,000 |