Call report 2003Q4
FIRST HERITAGE BANK — 2003Q4
The 22 measures FIRST HERITAGE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 272,429,000 | USD | evidence → |
| Total loans | 200,871,000 | USD | evidence → |
| Allowance for loan losses | 2,303,000 | USD | evidence → |
| Securities available for sale | 49,650,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 205,069,000 | USD | evidence → |
| Interest-bearing deposits | 186,800,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,269,000 | USD | evidence → |
| Equity capital | 30,578,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,730,000 | USD | evidence → |
| Interest expense | 4,393,000 | USD | evidence → |
| Net interest income | 8,337,000 | USD | evidence → |
| Noninterest income | 484,000 | USD | evidence → |
| Noninterest expense | 4,072,000 | USD | evidence → |
| Provision for loan losses | 420,000 | USD | evidence → |
| Pretax income | 4,461,000 | USD | evidence → |
| Income tax | 1,247,000 | USD | evidence → |
| Net income | 3,214,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,137,000 | USD | evidence → |
| Total capital | 32,440,000 | USD | evidence → |
| Risk-weighted assets | 204,166,000 | USD | evidence → |