Call reports 2001
FIRST HERITAGE BANK — 2001
What FIRST HERITAGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 232,859,000 | 244,529,000 | 248,187,000 | 260,300,000 |
| Total loans | 166,528,000 | 170,547,000 | 173,526,000 | 177,040,000 |
| Allowance for loan losses | 1,981,000 | 2,026,000 | 2,174,000 | 1,982,000 |
| Securities available for sale | 46,073,000 | 46,632,000 | 48,357,000 | 56,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,161,000 | 182,036,000 | 189,209,000 | 196,659,000 |
| Interest-bearing deposits | 160,825,000 | 166,685,000 | 173,595,000 | 179,292,000 |
| Noninterest-bearing deposits | 15,336,000 | 15,351,000 | 15,614,000 | 17,367,000 |
| Equity capital | 21,683,000 | 22,336,000 | 23,528,000 | 23,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,185,000 | 8,324,000 | 12,436,000 | 16,331,000 |
| Interest expense | 2,340,000 | 4,584,000 | 6,625,000 | 8,477,000 |
| Net interest income | 1,845,000 | 3,740,000 | 5,811,000 | 7,854,000 |
| Noninterest income | 130,000 | 267,000 | 411,000 | 568,000 |
| Noninterest expense | 976,000 | 1,936,000 | 2,939,000 | 3,871,000 |
| Provision for loan losses | 90,000 | 180,000 | 330,000 | 545,000 |
| Pretax income | 927,000 | 1,918,000 | 3,013,000 | 4,101,000 |
| Income tax | 271,000 | 561,000 | 884,000 | 1,199,000 |
| Net income | 656,000 | 1,357,000 | 2,129,000 | 2,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,368,000 | 22,069,000 | 22,842,000 | 23,615,000 |
| Total capital | 23,349,000 | 24,095,000 | 25,012,000 | 25,597,000 |
| Risk-weighted assets | 166,627,000 | 170,960,000 | 173,624,000 | 183,929,000 |