Call reports 2007
CITIZENS TRUST COMPANY — 2007
What CITIZENS TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 143,795,000 |
| Total loans | 61,826,000 |
| Allowance for loan losses | 602,000 |
| Securities available for sale | 60,475,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 100,716,000 |
| Interest-bearing deposits | 88,828,000 |
| Noninterest-bearing deposits | 11,888,000 |
| Equity capital | 18,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 2,001,000 |
| Interest expense | 1,077,000 |
| Net interest income | 924,000 |
| Noninterest income | 384,000 |
| Noninterest expense | 885,000 |
| Provision for loan losses | 15,000 |
| Pretax income | 408,000 |
| Income tax | 62,000 |
| Net income | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 18,629,000 |
| Total capital | 19,231,000 |
| Risk-weighted assets | 65,603,000 |