Call report 2004Q2
CITIZENS TRUST COMPANY — 2004Q2
The 22 measures CITIZENS TRUST COMPANY reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 142,474,000 | USD | evidence → |
| Total loans | 61,230,000 | USD | evidence → |
| Allowance for loan losses | 682,000 | USD | evidence → |
| Securities available for sale | 70,823,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 96,030,000 | USD | evidence → |
| Interest-bearing deposits | 84,135,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,895,000 | USD | evidence → |
| Equity capital | 16,889,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,711,000 | USD | evidence → |
| Interest expense | 1,651,000 | USD | evidence → |
| Net interest income | 2,060,000 | USD | evidence → |
| Noninterest income | 625,000 | USD | evidence → |
| Noninterest expense | 1,724,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 928,000 | USD | evidence → |
| Income tax | 156,000 | USD | evidence → |
| Net income | 772,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,166,000 | USD | evidence → |
| Total capital | 17,848,000 | USD | evidence → |
| Risk-weighted assets | 63,553,000 | USD | evidence → |