Call report 2003Q4
CITIZENS TRUST COMPANY — 2003Q4
The 22 measures CITIZENS TRUST COMPANY reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 139,024,000 | USD | evidence → |
| Total loans | 62,202,000 | USD | evidence → |
| Allowance for loan losses | 629,000 | USD | evidence → |
| Securities available for sale | 68,510,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,384,000 | USD | evidence → |
| Interest-bearing deposits | 79,864,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,520,000 | USD | evidence → |
| Equity capital | 17,371,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,413,000 | USD | evidence → |
| Interest expense | 3,462,000 | USD | evidence → |
| Net interest income | 3,951,000 | USD | evidence → |
| Noninterest income | 1,054,000 | USD | evidence → |
| Noninterest expense | 3,104,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 1,801,000 | USD | evidence → |
| Income tax | 335,000 | USD | evidence → |
| Net income | 1,466,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,772,000 | USD | evidence → |
| Total capital | 17,401,000 | USD | evidence → |
| Risk-weighted assets | 61,492,000 | USD | evidence → |