Call reports 2025
VANTAGE BANK TEXAS — 2025
What VANTAGE BANK TEXAS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,433,153,000 | 4,717,776,000 | 4,917,736,000 | 4,936,269,000 |
| Total loans | 3,382,366,000 | 3,592,332,000 | 3,772,311,000 | 3,798,777,000 |
| Allowance for loan losses | 44,144,000 | 46,691,000 | 48,267,000 | 49,725,000 |
| Securities available for sale | 170,575,000 | 166,483,000 | 162,607,000 | 154,516,000 |
| Securities held to maturity | 5,175,000 | 5,175,000 | 5,140,000 | 5,140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,002,522,000 | 4,273,384,000 | 4,456,722,000 | 4,456,318,000 |
| Interest-bearing deposits | 2,879,542,000 | 3,130,355,000 | 3,259,772,000 | 3,296,564,000 |
| Noninterest-bearing deposits | 1,122,980,000 | 1,143,029,000 | 1,196,950,000 | 1,159,754,000 |
| Equity capital | 388,788,000 | 393,934,000 | 408,463,000 | 426,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 63,085,000 | 130,271,000 | 200,992,000 | 273,034,000 |
| Interest expense | 24,436,000 | 50,307,000 | 77,528,000 | 102,829,000 |
| Net interest income | 38,649,000 | 79,964,000 | 123,464,000 | 170,205,000 |
| Noninterest income | 5,155,000 | 10,694,000 | 16,620,000 | 22,593,000 |
| Noninterest expense | 27,516,000 | 53,747,000 | 80,748,000 | 109,964,000 |
| Provision for loan losses | 1,811,000 | 4,529,000 | 6,087,000 | 8,233,000 |
| Pretax income | 14,479,000 | 32,387,000 | 51,246,000 | 72,029,000 |
| Income tax | 17,000 | 19,000 | 20,000 | 20,000 |
| Net income | 14,462,000 | 32,368,000 | 51,226,000 | 72,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 408,853,000 | 413,165,000 | 423,500,000 | 441,078,000 |
| Total capital | 453,639,000 | 460,770,000 | 473,812,000 | 492,389,000 |
| Risk-weighted assets | 3,579,969,000 | 3,805,724,000 | 4,021,447,000 | 4,100,255,000 |
Machine access — free, no API key
Every figure shown here about VANTAGE BANK TEXAS — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.