Call reports 2024
VANTAGE BANK TEXAS — 2024
What VANTAGE BANK TEXAS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 4,201,765,000 | 4,385,094,000 | 4,571,355,000 | 4,553,595,000 |
| Total loans | 3,130,514,000 | 3,145,170,000 | 3,231,178,000 | 3,307,213,000 |
| Allowance for loan losses | 44,656,000 | 44,786,000 | 41,894,000 | 42,853,000 |
| Securities available for sale | 166,581,000 | 164,347,000 | 186,547,000 | 175,013,000 |
| Securities held to maturity | 5,457,000 | 5,457,000 | 5,422,000 | 5,422,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,648,776,000 | 3,820,259,000 | 3,990,425,000 | 4,130,341,000 |
| Interest-bearing deposits | 2,529,760,000 | 2,716,628,000 | 2,820,528,000 | 3,030,653,000 |
| Noninterest-bearing deposits | 1,119,016,000 | 1,103,631,000 | 1,169,897,000 | 1,099,688,000 |
| Equity capital | 358,868,000 | 367,869,000 | 381,404,000 | 381,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 57,037,000 | 120,023,000 | 187,257,000 | 253,910,000 |
| Interest expense | 22,921,000 | 50,896,000 | 80,863,000 | 108,720,000 |
| Net interest income | 34,116,000 | 69,127,000 | 106,394,000 | 145,190,000 |
| Noninterest income | 6,347,000 | 13,127,000 | 19,150,000 | 24,683,000 |
| Noninterest expense | 23,790,000 | 46,145,000 | 70,227,000 | 98,507,000 |
| Provision for loan losses | -952,000 | -952,000 | 2,495,000 | 4,321,000 |
| Pretax income | 17,628,000 | 37,066,000 | 52,829,000 | 68,295,000 |
| Income tax | 0 | 147,000 | 248,000 | 377,000 |
| Net income | 17,628,000 | 36,919,000 | 52,581,000 | 67,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 386,059,000 | 393,328,000 | 400,856,000 | 406,946,000 |
| Total capital | 429,073,000 | 436,275,000 | 442,800,000 | 449,849,000 |
| Risk-weighted assets | 3,439,354,000 | 3,433,772,000 | 3,455,504,000 | 3,509,094,000 |