Call reports 2023
VANTAGE BANK TEXAS — 2023
What VANTAGE BANK TEXAS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,528,610,000 | 3,687,263,000 | 3,646,272,000 | 3,727,414,000 |
| Total loans | 2,820,369,000 | 3,008,864,000 | 3,095,354,000 | 3,138,136,000 |
| Allowance for loan losses | 46,655,000 | 47,434,000 | 49,189,000 | 46,011,000 |
| Securities available for sale | 186,914,000 | 180,719,000 | 170,692,000 | 173,492,000 |
| Securities held to maturity | 10,255,000 | 10,255,000 | 10,220,000 | 10,120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,911,170,000 | 2,976,433,000 | 3,117,002,000 | 3,152,339,000 |
| Interest-bearing deposits | 1,690,433,000 | 1,778,826,000 | 1,992,279,000 | 2,055,091,000 |
| Noninterest-bearing deposits | 1,220,737,000 | 1,197,607,000 | 1,124,723,000 | 1,097,248,000 |
| Equity capital | 328,302,000 | 330,468,000 | 334,141,000 | 354,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 43,162,000 | 90,721,000 | 144,712,000 | 201,299,000 |
| Interest expense | 8,194,000 | 20,497,000 | 39,170,000 | 58,966,000 |
| Net interest income | 34,968,000 | 70,224,000 | 105,542,000 | 142,333,000 |
| Noninterest income | 4,760,000 | 9,608,000 | 15,458,000 | 21,703,000 |
| Noninterest expense | 23,660,000 | 46,445,000 | 70,524,000 | 97,669,000 |
| Provision for loan losses | 5,645,000 | 10,030,000 | 11,405,000 | 8,269,000 |
| Pretax income | 10,216,000 | 24,391,000 | 40,680,000 | 61,021,000 |
| Income tax | 26,000 | 148,000 | 232,000 | 449,000 |
| Net income | 10,190,000 | 24,243,000 | 40,448,000 | 60,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 357,048,000 | 360,093,000 | 368,428,000 | 382,887,000 |
| Total capital | 398,244,000 | 403,033,000 | 411,979,000 | 425,411,000 |
| Risk-weighted assets | 3,289,518,000 | 3,431,497,000 | 3,479,610,000 | 3,428,535,000 |