Call reports 2022
VANTAGE BANK TEXAS — 2022
What VANTAGE BANK TEXAS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,276,361,000 | 3,326,647,000 | 3,408,470,000 | 3,354,633,000 |
| Total loans | 2,496,174,000 | 2,583,266,000 | 2,634,762,000 | 2,700,364,000 |
| Allowance for loan losses | 34,756,000 | 33,996,000 | 34,213,000 | 34,829,000 |
| Securities available for sale | 218,400,000 | 195,822,000 | 194,742,000 | 191,752,000 |
| Securities held to maturity | 811,000 | 987,000 | 21,064,000 | 21,064,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,941,996,000 | 2,983,931,000 | 3,052,387,000 | 2,930,725,000 |
| Interest-bearing deposits | 1,660,971,000 | 1,613,998,000 | 1,625,164,000 | 1,683,220,000 |
| Noninterest-bearing deposits | 1,281,025,000 | 1,369,933,000 | 1,427,223,000 | 1,247,505,000 |
| Equity capital | 312,694,000 | 313,104,000 | 325,652,000 | 342,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 29,669,000 | 61,884,000 | 98,202,000 | 138,942,000 |
| Interest expense | 1,312,000 | 2,867,000 | 5,796,000 | 10,807,000 |
| Net interest income | 28,357,000 | 59,017,000 | 92,406,000 | 128,135,000 |
| Noninterest income | 4,196,000 | 8,880,000 | 14,277,000 | 18,939,000 |
| Noninterest expense | 20,642,000 | 39,531,000 | 61,644,000 | 84,930,000 |
| Provision for loan losses | 1,508,000 | 588,000 | 754,000 | 954,000 |
| Pretax income | 10,403,000 | 27,778,000 | 44,285,000 | 61,190,000 |
| Income tax | 0 | 0 | 56,000 | 135,000 |
| Net income | 10,403,000 | 27,778,000 | 44,229,000 | 61,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 314,294,000 | 329,642,000 | 344,086,000 | 357,928,000 |
| Total capital | 352,035,000 | 366,624,000 | 381,285,000 | 395,901,000 |
| Risk-weighted assets | 3,051,129,000 | 3,150,812,000 | 3,169,997,000 | 3,266,304,000 |