Call reports 2021
VANTAGE BANK TEXAS — 2021
What VANTAGE BANK TEXAS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,653,253,000 | 2,789,265,000 | 2,970,209,000 | 3,079,855,000 |
| Total loans | 2,036,464,000 | 2,050,424,000 | 2,157,358,000 | 2,423,368,000 |
| Allowance for loan losses | 28,116,000 | 28,205,000 | 29,477,000 | 33,702,000 |
| Securities available for sale | 116,699,000 | 144,236,000 | 167,492,000 | 188,445,000 |
| Securities held to maturity | 1,058,000 | 1,058,000 | 993,000 | 853,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,361,456,000 | 2,494,858,000 | 2,664,009,000 | 2,745,846,000 |
| Interest-bearing deposits | 1,377,466,000 | 1,423,540,000 | 1,512,215,000 | 1,526,092,000 |
| Noninterest-bearing deposits | 983,990,000 | 1,071,318,000 | 1,151,794,000 | 1,219,754,000 |
| Equity capital | 283,184,000 | 284,071,000 | 290,736,000 | 320,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 24,817,000 | 50,703,000 | 76,674,000 | 105,210,000 |
| Interest expense | 1,743,000 | 3,268,000 | 4,687,000 | 5,991,000 |
| Net interest income | 23,074,000 | 47,435,000 | 71,987,000 | 99,219,000 |
| Noninterest income | 4,082,000 | 8,204,000 | 12,345,000 | 16,786,000 |
| Noninterest expense | 20,046,000 | 38,577,000 | 56,894,000 | 76,199,000 |
| Provision for loan losses | 2,044,000 | 2,044,000 | 3,329,000 | 6,449,000 |
| Pretax income | 5,406,000 | 15,374,000 | 24,465,000 | 33,713,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,406,000 | 15,374,000 | 24,465,000 | 33,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 271,895,000 | 273,187,000 | 279,785,000 | 311,469,000 |
| Total capital | 300,588,000 | 302,861,000 | 311,205,000 | 347,167,000 |
| Risk-weighted assets | 2,294,210,000 | 2,373,610,000 | 2,513,542,000 | 2,855,400,000 |