Call reports 2020
VANTAGE BANK TEXAS — 2020
What VANTAGE BANK TEXAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,265,222,000 | 2,508,041,000 | 2,467,881,000 | 2,508,606,000 |
| Total loans | 1,722,774,000 | 1,938,944,000 | 1,956,111,000 | 1,992,907,000 |
| Allowance for loan losses | 18,339,000 | 20,268,000 | 23,921,000 | 26,029,000 |
| Securities available for sale | 125,727,000 | 130,589,000 | 89,736,000 | 90,679,000 |
| Securities held to maturity | 1,171,000 | 1,171,000 | 1,111,000 | 1,111,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,742,722,000 | 2,067,481,000 | 2,178,493,000 | 2,213,722,000 |
| Interest-bearing deposits | 1,049,997,000 | 1,195,216,000 | 1,247,328,000 | 1,304,547,000 |
| Noninterest-bearing deposits | 692,725,000 | 872,265,000 | 931,165,000 | 909,175,000 |
| Equity capital | 281,916,000 | 283,726,000 | 283,221,000 | 286,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 23,889,000 | 47,952,000 | 74,092,000 | 99,333,000 |
| Interest expense | 3,317,000 | 6,337,000 | 9,146,000 | 11,508,000 |
| Net interest income | 20,572,000 | 41,615,000 | 64,946,000 | 87,825,000 |
| Noninterest income | 3,990,000 | 7,378,000 | 10,991,000 | 14,685,000 |
| Noninterest expense | 16,779,000 | 32,908,000 | 49,755,000 | 68,168,000 |
| Provision for loan losses | 2,540,000 | 6,340,000 | 9,340,000 | 11,340,000 |
| Pretax income | 5,452,000 | 10,052,000 | 17,303,000 | 23,632,000 |
| Income tax | -832,000 | -832,000 | -832,000 | -832,000 |
| Net income | 6,284,000 | 10,884,000 | 18,135,000 | 24,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 270,389,000 | 269,547,000 | 270,005,000 | 273,670,000 |
| Total capital | 289,793,000 | 291,088,000 | 295,243,000 | 301,228,000 |
| Risk-weighted assets | 1,983,504,000 | 2,076,704,000 | 2,109,741,000 | 2,221,490,000 |