Call reports 2017
VANTAGE BANK TEXAS — 2017
What VANTAGE BANK TEXAS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 500,068,000 | 512,742,000 | 529,903,000 | 546,262,000 |
| Total loans | 400,434,000 | 399,121,000 | 405,672,000 | 434,007,000 |
| Allowance for loan losses | 5,187,000 | 4,931,000 | 5,194,000 | 5,534,000 |
| Securities available for sale | 63,317,000 | 57,414,000 | 54,318,000 | 56,763,000 |
| Securities held to maturity | 1,466,000 | 1,466,000 | 1,431,000 | 1,431,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,534,000 | 454,989,000 | 472,124,000 | 487,444,000 |
| Interest-bearing deposits | 318,065,000 | 327,173,000 | 340,407,000 | 338,202,000 |
| Noninterest-bearing deposits | 125,469,000 | 127,816,000 | 131,717,000 | 149,242,000 |
| Equity capital | 55,138,000 | 56,161,000 | 56,129,000 | 56,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,415,000 | 10,639,000 | 16,103,000 | 21,863,000 |
| Interest expense | 571,000 | 1,089,000 | 1,619,000 | 2,181,000 |
| Net interest income | 4,844,000 | 9,550,000 | 14,484,000 | 19,682,000 |
| Noninterest income | 409,000 | 820,000 | 1,227,000 | 1,600,000 |
| Noninterest expense | 3,932,000 | 7,675,000 | 11,401,000 | 15,154,000 |
| Provision for loan losses | 225,000 | 500,000 | 725,000 | 905,000 |
| Pretax income | 1,096,000 | 2,196,000 | 3,586,000 | 5,224,000 |
| Income tax | 372,000 | 747,000 | 1,219,000 | 1,819,000 |
| Net income | 724,000 | 1,449,000 | 2,367,000 | 3,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,167,000 | 48,260,000 | 48,633,000 | 50,771,000 |
| Total capital | 52,385,000 | 53,516,000 | 54,091,000 | 56,578,000 |
| Risk-weighted assets | 416,028,000 | 419,383,000 | 435,499,000 | 463,567,000 |