Call reports 2013
VANTAGE BANK TEXAS — 2013
What VANTAGE BANK TEXAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 297,313,000 | 295,632,000 | 308,824,000 | 325,080,000 |
| Total loans | 226,663,000 | 236,697,000 | 240,728,000 | 255,643,000 |
| Allowance for loan losses | 3,924,000 | 3,864,000 | 3,963,000 | 4,049,000 |
| Securities available for sale | 32,953,000 | 29,200,000 | 27,157,000 | 36,503,000 |
| Securities held to maturity | 104,000 | 104,000 | 103,000 | 103,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,368,000 | 262,416,000 | 275,024,000 | 290,972,000 |
| Interest-bearing deposits | 211,519,000 | 202,329,000 | 213,803,000 | 223,768,000 |
| Noninterest-bearing deposits | 52,849,000 | 60,087,000 | 61,221,000 | 67,204,000 |
| Equity capital | 31,419,000 | 31,562,000 | 31,859,000 | 32,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,194,000 | 6,551,000 | 9,907,000 | 13,427,000 |
| Interest expense | 250,000 | 500,000 | 757,000 | 1,028,000 |
| Net interest income | 2,944,000 | 6,051,000 | 9,150,000 | 12,399,000 |
| Noninterest income | 161,000 | 582,000 | 844,000 | 1,126,000 |
| Noninterest expense | 2,953,000 | 6,073,000 | 9,059,000 | 12,149,000 |
| Provision for loan losses | -21,000 | -71,000 | -71,000 | -71,000 |
| Pretax income | 278,000 | 736,000 | 1,111,000 | 1,552,000 |
| Income tax | 0 | 0 | 0 | -310,000 |
| Net income | 278,000 | 736,000 | 1,111,000 | 1,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,208,000 | 29,687,000 | 30,079,000 | 30,847,000 |
| Total capital | 31,896,000 | 32,618,000 | 33,022,000 | 33,985,000 |
| Risk-weighted assets | 213,585,000 | 233,286,000 | 234,128,000 | 249,830,000 |