Call reports 2012
VANTAGE BANK TEXAS — 2012
What VANTAGE BANK TEXAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 235,900,000 | 256,034,000 | 277,512,000 | 312,777,000 |
| Total loans | 176,046,000 | 189,204,000 | 203,970,000 | 215,781,000 |
| Allowance for loan losses | 3,924,000 | 3,960,000 | 3,673,000 | 3,863,000 |
| Securities available for sale | 32,976,000 | 30,144,000 | 27,608,000 | 36,678,000 |
| Securities held to maturity | 129,000 | 129,000 | 129,000 | 129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,307,000 | 223,560,000 | 244,646,000 | 279,868,000 |
| Interest-bearing deposits | 170,868,000 | 179,212,000 | 201,188,000 | 230,448,000 |
| Noninterest-bearing deposits | 37,439,000 | 44,348,000 | 43,458,000 | 49,420,000 |
| Equity capital | 26,094,000 | 30,948,000 | 31,314,000 | 31,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,150,000 | 6,144,000 | 9,226,000 | 12,442,000 |
| Interest expense | 314,000 | 575,000 | 810,000 | 1,062,000 |
| Net interest income | 2,836,000 | 5,569,000 | 8,416,000 | 11,380,000 |
| Noninterest income | 126,000 | 356,000 | 665,000 | 1,008,000 |
| Noninterest expense | 2,849,000 | 5,677,000 | 8,564,000 | 11,678,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 113,000 | 248,000 | 517,000 | 710,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 113,000 | 248,000 | 517,000 | 710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,555,000 | 28,400,000 | 28,692,000 | 28,908,000 |
| Total capital | 25,626,000 | 30,612,000 | 31,071,000 | 31,449,000 |
| Risk-weighted assets | 163,606,000 | 175,038,000 | 188,799,000 | 201,740,000 |