Call reports 2011
VANTAGE BANK TEXAS — 2011
What VANTAGE BANK TEXAS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 233,012,000 | 222,676,000 | 225,116,000 | 250,739,000 |
| Total loans | 151,196,000 | 158,710,000 | 166,630,000 | 165,853,000 |
| Allowance for loan losses | 3,517,000 | 3,737,000 | 3,904,000 | 3,847,000 |
| Securities available for sale | 36,914,000 | 35,486,000 | 31,046,000 | 31,990,000 |
| Securities held to maturity | 149,000 | 149,000 | 149,000 | 149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,994,000 | 194,510,000 | 197,125,000 | 223,094,000 |
| Interest-bearing deposits | 183,341,000 | 170,464,000 | 173,115,000 | 190,455,000 |
| Noninterest-bearing deposits | 20,653,000 | 24,046,000 | 24,010,000 | 32,639,000 |
| Equity capital | 27,428,000 | 26,738,000 | 26,451,000 | 25,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,605,000 | 5,328,000 | 8,044,000 | 10,947,000 |
| Interest expense | 517,000 | 969,000 | 1,381,000 | 1,758,000 |
| Net interest income | 2,088,000 | 4,359,000 | 6,663,000 | 9,189,000 |
| Noninterest income | 153,000 | -16,000 | 145,000 | 26,000 |
| Noninterest expense | 3,058,000 | 5,889,000 | 8,765,000 | 11,584,000 |
| Provision for loan losses | 55,000 | 225,000 | 325,000 | 395,000 |
| Pretax income | -521,000 | -1,420,000 | -1,897,000 | -2,379,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -521,000 | -1,420,000 | -1,897,000 | -2,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,991,000 | 24,108,000 | 23,653,000 | 23,421,000 |
| Total capital | 26,816,000 | 25,995,000 | 25,592,000 | 25,381,000 |
| Risk-weighted assets | 144,184,000 | 148,920,000 | 152,970,000 | 154,756,000 |