Call reports 2001
VANTAGE BANK TEXAS — 2001
What VANTAGE BANK TEXAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 54,022,000 | 53,705,000 | 52,191,000 | 58,200,000 |
| Total loans | 11,543,000 | 12,279,000 | 11,685,000 | 11,704,000 |
| Allowance for loan losses | 105,000 | 102,000 | 88,000 | 96,000 |
| Securities available for sale | 28,910,000 | 22,034,000 | 23,674,000 | 22,100,000 |
| Securities held to maturity | 2,977,000 | 2,602,000 | 2,381,000 | 2,138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,899,000 | 42,350,000 | 40,308,000 | 46,841,000 |
| Interest-bearing deposits | 36,138,000 | 35,746,000 | 33,427,000 | 39,064,000 |
| Noninterest-bearing deposits | 6,761,000 | 6,604,000 | 6,881,000 | 7,777,000 |
| Equity capital | 10,050,000 | 10,170,000 | 10,419,000 | 9,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 920,000 | 1,767,000 | 2,550,000 | 3,302,000 |
| Interest expense | 424,000 | 796,000 | 1,119,000 | 1,416,000 |
| Net interest income | 496,000 | 971,000 | 1,431,000 | 1,886,000 |
| Noninterest income | 99,000 | 180,000 | 279,000 | 367,000 |
| Noninterest expense | 408,000 | 796,000 | 1,203,000 | 1,670,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 187,000 | 355,000 | 507,000 | 568,000 |
| Income tax | 49,000 | 86,000 | 118,000 | 129,000 |
| Net income | 138,000 | 269,000 | 389,000 | 439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,735,000 | 9,865,000 | 9,985,000 | 9,635,000 |
| Total capital | 9,840,000 | 9,967,000 | 10,073,000 | 9,731,000 |
| Risk-weighted assets | 20,000,000 | 19,865,000 | 20,644,000 | 21,663,000 |