Call reports 2002
CITIZENS BANK AND TRUST COMPANY — 2002
What CITIZENS BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 |
|---|---|
| Total assets | 71,508,000 |
| Total loans | 16,598,000 |
| Allowance for loan losses | 672,000 |
| Securities available for sale | 41,256,000 |
| Securities held to maturity | 1,478,000 |
| Trading assets | 0 |
| Total deposits | 57,948,000 |
| Interest-bearing deposits | 50,617,000 |
| Noninterest-bearing deposits | 7,331,000 |
| Equity capital | 8,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 |
|---|---|
| Interest income | 919,000 |
| Interest expense | 463,000 |
| Net interest income | 456,000 |
| Noninterest income | 140,000 |
| Noninterest expense | 501,000 |
| Provision for loan losses | 45,000 |
| Pretax income | 50,000 |
| Income tax | 0 |
| Net income | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 |
|---|---|
| Tier 1 capital | 7,767,000 |
| Total capital | 8,086,000 |
| Risk-weighted assets | 25,173,000 |