Call reports 2017
FIRST SENTRY BANK, INC. — 2017
What FIRST SENTRY BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 681,781,000 | 661,446,000 | 666,406,000 | 739,250,000 |
| Total loans | 441,763,000 | 456,068,000 | 454,908,000 | 465,143,000 |
| Allowance for loan losses | 6,122,000 | 6,413,000 | 6,395,000 | 6,167,000 |
| Securities available for sale | 114,814,000 | 121,634,000 | 130,157,000 | 137,874,000 |
| Securities held to maturity | 12,443,000 | 11,046,000 | 9,741,000 | 9,730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,226,000 | 531,481,000 | 526,630,000 | 599,250,000 |
| Interest-bearing deposits | 443,548,000 | 426,831,000 | 423,125,000 | 493,283,000 |
| Noninterest-bearing deposits | 105,678,000 | 104,650,000 | 103,505,000 | 105,967,000 |
| Equity capital | 58,927,000 | 60,209,000 | 61,280,000 | 61,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,016,000 | 12,376,000 | 19,016,000 | 25,895,000 |
| Interest expense | 1,011,000 | 2,217,000 | 3,522,000 | 4,927,000 |
| Net interest income | 5,005,000 | 10,159,000 | 15,494,000 | 20,968,000 |
| Noninterest income | 548,000 | 1,103,000 | 1,504,000 | 1,955,000 |
| Noninterest expense | 3,027,000 | 6,225,000 | 9,236,000 | 12,568,000 |
| Provision for loan losses | 257,000 | 440,000 | 615,000 | 655,000 |
| Pretax income | 2,237,000 | 4,550,000 | 7,061,000 | 9,546,000 |
| Income tax | 715,000 | 1,456,000 | 2,269,000 | 3,111,000 |
| Net income | 1,522,000 | 3,094,000 | 4,792,000 | 6,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,503,000 | 57,582,000 | 58,753,000 | 59,955,000 |
| Total capital | 62,119,000 | 63,429,000 | 64,474,000 | 65,805,000 |
| Risk-weighted assets | 448,768,000 | 467,211,000 | 457,038,000 | 467,659,000 |