Call reports 2016
FIRST SENTRY BANK, INC. — 2016
What FIRST SENTRY BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 512,555,000 | 509,933,000 | 540,166,000 | 629,864,000 |
| Total loans | 371,002,000 | 375,594,000 | 377,354,000 | 436,382,000 |
| Allowance for loan losses | 6,000,000 | 6,035,000 | 5,971,000 | 6,062,000 |
| Securities available for sale | 56,273,000 | 61,783,000 | 65,848,000 | 98,988,000 |
| Securities held to maturity | 18,350,000 | 13,823,000 | 13,671,000 | 13,255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,137,000 | 409,911,000 | 442,860,000 | 517,252,000 |
| Interest-bearing deposits | 318,353,000 | 316,343,000 | 348,380,000 | 409,132,000 |
| Noninterest-bearing deposits | 92,784,000 | 93,568,000 | 94,480,000 | 108,120,000 |
| Equity capital | 51,434,000 | 52,611,000 | 53,432,000 | 57,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,907,000 | 9,822,000 | 14,797,000 | 20,632,000 |
| Interest expense | 799,000 | 1,569,000 | 2,372,000 | 3,276,000 |
| Net interest income | 4,108,000 | 8,253,000 | 12,425,000 | 17,356,000 |
| Noninterest income | 311,000 | 740,000 | 1,171,000 | 1,734,000 |
| Noninterest expense | 2,438,000 | 5,079,000 | 7,705,000 | 10,785,000 |
| Provision for loan losses | 174,000 | 195,000 | 197,000 | 385,000 |
| Pretax income | 1,775,000 | 3,679,000 | 5,621,000 | 7,825,000 |
| Income tax | 549,000 | 1,144,000 | 1,753,000 | 2,457,000 |
| Net income | 1,226,000 | 2,535,000 | 3,868,000 | 5,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,752,000 | 49,650,000 | 50,559,000 | 55,580,000 |
| Total capital | 53,060,000 | 54,049,000 | 54,994,000 | 60,939,000 |
| Risk-weighted assets | 342,959,000 | 350,258,000 | 353,268,000 | 428,027,000 |