Call reports 2014
FIRST SENTRY BANK, INC. — 2014
What FIRST SENTRY BANK, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 495,880,000 | 479,167,000 | 490,732,000 | 495,227,000 |
| Total loans | 366,931,000 | 354,771,000 | 356,413,000 | 362,345,000 |
| Allowance for loan losses | 5,651,000 | 5,320,000 | 5,422,000 | 5,435,000 |
| Securities available for sale | 50,993,000 | 52,598,000 | 53,906,000 | 50,453,000 |
| Securities held to maturity | 35,580,000 | 37,192,000 | 36,357,000 | 31,338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,426,000 | 395,238,000 | 400,336,000 | 403,744,000 |
| Interest-bearing deposits | 338,273,000 | 322,953,000 | 325,296,000 | 323,377,000 |
| Noninterest-bearing deposits | 74,153,000 | 72,285,000 | 75,040,000 | 80,367,000 |
| Equity capital | 44,795,000 | 45,739,000 | 46,500,000 | 47,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,921,000 | 9,816,000 | 14,778,000 | 19,765,000 |
| Interest expense | 865,000 | 1,735,000 | 2,613,000 | 3,524,000 |
| Net interest income | 4,056,000 | 8,081,000 | 12,165,000 | 16,241,000 |
| Noninterest income | 282,000 | 674,000 | 1,067,000 | 1,473,000 |
| Noninterest expense | 2,470,000 | 4,977,000 | 7,354,000 | 9,676,000 |
| Provision for loan losses | 495,000 | 885,000 | 1,375,000 | 1,946,000 |
| Pretax income | 1,345,000 | 2,858,000 | 4,436,000 | 5,967,000 |
| Income tax | 361,000 | 805,000 | 1,272,000 | 1,688,000 |
| Net income | 984,000 | 2,053,000 | 3,164,000 | 4,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,248,000 | 42,967,000 | 43,753,000 | 44,555,000 |
| Total capital | 46,458,000 | 47,023,000 | 47,834,000 | 48,655,000 |
| Risk-weighted assets | 335,329,000 | 323,176,000 | 325,154,000 | 326,678,000 |