Call reports 2013
FIRST SENTRY BANK, INC. — 2013
What FIRST SENTRY BANK, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 497,692,000 | 484,890,000 | 495,545,000 | 490,157,000 |
| Total loans | 371,771,000 | 364,319,000 | 372,482,000 | 368,555,000 |
| Allowance for loan losses | 6,120,000 | 6,139,000 | 5,747,000 | 5,528,000 |
| Securities available for sale | 71,049,000 | 74,803,000 | 55,947,000 | 53,075,000 |
| Securities held to maturity | 18,006,000 | 16,713,000 | 34,636,000 | 34,766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,480,000 | 397,704,000 | 407,660,000 | 391,118,000 |
| Interest-bearing deposits | 345,487,000 | 332,727,000 | 335,582,000 | 315,935,000 |
| Noninterest-bearing deposits | 67,992,000 | 64,977,000 | 72,078,000 | 75,183,000 |
| Equity capital | 43,256,000 | 42,538,000 | 43,194,000 | 43,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,114,000 | 10,183,000 | 15,231,000 | 20,447,000 |
| Interest expense | 1,008,000 | 2,010,000 | 2,977,000 | 3,879,000 |
| Net interest income | 4,106,000 | 8,173,000 | 12,254,000 | 16,568,000 |
| Noninterest income | 436,000 | 823,000 | 1,194,000 | 1,580,000 |
| Noninterest expense | 2,341,000 | 4,686,000 | 7,033,000 | 9,685,000 |
| Provision for loan losses | 976,000 | 1,875,000 | 2,719,000 | 3,600,000 |
| Pretax income | 1,205,000 | 2,397,000 | 3,630,000 | 4,822,000 |
| Income tax | 332,000 | 660,000 | 1,003,000 | 1,331,000 |
| Net income | 873,000 | 1,737,000 | 2,627,000 | 3,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,961,000 | 40,481,000 | 41,045,000 | 41,599,000 |
| Total capital | 44,322,000 | 44,761,000 | 45,371,000 | 45,880,000 |
| Risk-weighted assets | 347,097,000 | 340,565,000 | 344,647,000 | 341,202,000 |