Call reports 2012
FIRST SENTRY BANK, INC. — 2012
What FIRST SENTRY BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 491,725,000 | 495,340,000 | 489,075,000 | 493,452,000 |
| Total loans | 349,117,000 | 354,605,000 | 360,815,000 | 367,185,000 |
| Allowance for loan losses | 6,040,000 | 6,173,000 | 6,397,000 | 6,045,000 |
| Securities available for sale | 94,638,000 | 87,875,000 | 87,818,000 | 79,206,000 |
| Securities held to maturity | 19,220,000 | 18,490,000 | 18,174,000 | 18,019,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,730,000 | 397,658,000 | 407,158,000 | 413,788,000 |
| Interest-bearing deposits | 346,747,000 | 334,335,000 | 343,781,000 | 341,044,000 |
| Noninterest-bearing deposits | 61,983,000 | 63,323,000 | 63,377,000 | 72,744,000 |
| Equity capital | 40,959,000 | 41,751,000 | 42,447,000 | 42,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,340,000 | 10,577,000 | 15,862,000 | 21,064,000 |
| Interest expense | 1,283,000 | 2,487,000 | 3,621,000 | 4,702,000 |
| Net interest income | 4,057,000 | 8,090,000 | 12,241,000 | 16,362,000 |
| Noninterest income | 352,000 | 757,000 | 1,183,000 | 1,533,000 |
| Noninterest expense | 2,302,000 | 4,645,000 | 6,942,000 | 9,257,000 |
| Provision for loan losses | 884,000 | 1,766,000 | 2,812,000 | 3,856,000 |
| Pretax income | 1,165,000 | 2,325,000 | 3,517,000 | 4,629,000 |
| Income tax | 324,000 | 648,000 | 984,000 | 1,243,000 |
| Net income | 841,000 | 1,677,000 | 2,533,000 | 3,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,875,000 | 38,374,000 | 38,887,000 | 39,427,000 |
| Total capital | 42,057,000 | 42,620,000 | 43,191,000 | 43,788,000 |
| Risk-weighted assets | 332,700,000 | 337,715,000 | 342,220,000 | 347,170,000 |