Call reports 2011
FIRST SENTRY BANK, INC. — 2011
What FIRST SENTRY BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 488,385,000 | 485,931,000 | 497,884,000 | 496,053,000 |
| Total loans | 353,534,000 | 363,824,000 | 361,119,000 | 357,767,000 |
| Allowance for loan losses | 5,230,000 | 5,530,000 | 5,880,000 | 5,855,000 |
| Securities available for sale | 62,324,000 | 71,862,000 | 87,986,000 | 91,547,000 |
| Securities held to maturity | 22,640,000 | 20,859,000 | 20,097,000 | 19,274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,096,000 | 394,215,000 | 403,072,000 | 401,848,000 |
| Interest-bearing deposits | 352,303,000 | 338,044,000 | 347,352,000 | 338,451,000 |
| Noninterest-bearing deposits | 54,793,000 | 56,171,000 | 55,720,000 | 63,397,000 |
| Equity capital | 38,797,000 | 39,832,000 | 40,208,000 | 40,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,484,000 | 10,990,000 | 16,545,000 | 22,084,000 |
| Interest expense | 1,511,000 | 2,985,000 | 4,385,000 | 5,779,000 |
| Net interest income | 3,973,000 | 8,005,000 | 12,160,000 | 16,305,000 |
| Noninterest income | 337,000 | 655,000 | 1,012,000 | 1,211,000 |
| Noninterest expense | 2,526,000 | 4,976,000 | 7,362,000 | 9,640,000 |
| Provision for loan losses | 329,000 | 1,058,000 | 2,433,000 | 3,567,000 |
| Pretax income | 1,432,000 | 2,602,000 | 3,591,000 | 4,487,000 |
| Income tax | 432,000 | 765,000 | 1,030,000 | 1,260,000 |
| Net income | 1,000,000 | 1,837,000 | 2,561,000 | 3,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,147,000 | 36,641,000 | 37,036,000 | 37,379,000 |
| Total capital | 40,385,000 | 40,961,000 | 41,354,000 | 41,668,000 |
| Risk-weighted assets | 338,033,000 | 344,385,000 | 343,849,000 | 341,566,000 |