Call reports 2010
FIRST SENTRY BANK, INC. — 2010
What FIRST SENTRY BANK, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 487,893,000 | 492,700,000 | 494,424,000 | 490,689,000 |
| Total loans | 363,731,000 | 363,215,000 | 359,494,000 | 356,906,000 |
| Allowance for loan losses | 5,310,000 | 4,785,000 | 4,960,000 | 5,005,000 |
| Securities available for sale | 63,319,000 | 73,956,000 | 64,271,000 | 61,548,000 |
| Securities held to maturity | 15,827,000 | 15,669,000 | 15,437,000 | 23,010,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,424,000 | 403,842,000 | 410,097,000 | 398,672,000 |
| Interest-bearing deposits | 349,874,000 | 350,674,000 | 354,446,000 | 342,010,000 |
| Noninterest-bearing deposits | 51,551,000 | 53,168,000 | 55,651,000 | 56,662,000 |
| Equity capital | 37,624,000 | 38,361,000 | 38,279,000 | 37,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,943,000 | 11,866,000 | 17,667,000 | 23,424,000 |
| Interest expense | 1,821,000 | 3,613,000 | 5,291,000 | 6,921,000 |
| Net interest income | 4,122,000 | 8,253,000 | 12,376,000 | 16,503,000 |
| Noninterest income | 369,000 | 738,000 | 1,029,000 | 1,391,000 |
| Noninterest expense | 2,408,000 | 4,867,000 | 7,372,000 | 9,661,000 |
| Provision for loan losses | 703,000 | 1,755,000 | 3,511,000 | 5,112,000 |
| Pretax income | 1,362,000 | 2,355,000 | 3,181,000 | 3,765,000 |
| Income tax | 434,000 | 723,000 | 948,000 | 994,000 |
| Net income | 928,000 | 1,632,000 | 2,233,000 | 2,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,197,000 | 34,638,000 | 35,116,000 | 35,484,000 |
| Total capital | 38,536,000 | 38,977,000 | 39,398,000 | 39,770,000 |
| Risk-weighted assets | 346,114,000 | 346,708,000 | 341,855,000 | 342,172,000 |