Call reports 2009
FIRST SENTRY BANK, INC. — 2009
What FIRST SENTRY BANK, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 343,379,000 | 343,488,000 | 492,765,000 | 488,210,000 |
| Total loans | 228,525,000 | 241,136,000 | 356,401,000 | 365,546,000 |
| Allowance for loan losses | 3,492,000 | 3,755,000 | 3,740,000 | 4,785,000 |
| Securities available for sale | 77,241,000 | 61,981,000 | 83,070,000 | 65,801,000 |
| Securities held to maturity | 10,490,000 | 10,927,000 | 16,215,000 | 16,134,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,931,000 | 270,824,000 | 390,422,000 | 389,471,000 |
| Interest-bearing deposits | 239,706,000 | 234,663,000 | 336,299,000 | 330,398,000 |
| Noninterest-bearing deposits | 33,225,000 | 36,161,000 | 54,123,000 | 59,073,000 |
| Equity capital | 23,645,000 | 23,915,000 | 38,192,000 | 36,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,423,000 | 8,813,000 | 13,405,000 | 19,625,000 |
| Interest expense | 1,945,000 | 3,820,000 | 5,723,000 | 7,815,000 |
| Net interest income | 2,478,000 | 4,993,000 | 7,682,000 | 11,810,000 |
| Noninterest income | 247,000 | 560,000 | 863,000 | 541,000 |
| Noninterest expense | 1,633,000 | 3,381,000 | 5,063,000 | 7,862,000 |
| Provision for loan losses | 267,000 | 542,000 | 1,403,000 | 3,025,000 |
| Pretax income | 369,000 | 1,188,000 | 1,639,000 | 961,000 |
| Income tax | 81,000 | 334,000 | 452,000 | 84,000 |
| Net income | 288,000 | 854,000 | 1,187,000 | 877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,463,000 | 23,787,000 | 35,422,000 | 33,683,000 |
| Total capital | 26,295,000 | 26,710,000 | 39,162,000 | 38,099,000 |
| Risk-weighted assets | 225,905,000 | 232,977,000 | 346,416,000 | 352,948,000 |