Call reports 2006
FIRST SENTRY BANK, INC. — 2006
What FIRST SENTRY BANK, INC. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 229,867,000 | 235,380,000 | 244,609,000 | 249,583,000 |
| Total loans | 186,164,000 | 193,103,000 | 196,545,000 | 200,103,000 |
| Allowance for loan losses | 2,793,000 | 2,915,000 | 3,090,000 | 2,659,000 |
| Securities available for sale | 13,290,000 | 13,978,000 | 22,360,000 | 20,947,000 |
| Securities held to maturity | 9,250,000 | 9,189,000 | 9,130,000 | 9,085,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,139,000 | 194,057,000 | 203,222,000 | 209,712,000 |
| Interest-bearing deposits | 159,307,000 | 163,555,000 | 170,150,000 | 172,084,000 |
| Noninterest-bearing deposits | 29,832,000 | 30,502,000 | 33,072,000 | 37,628,000 |
| Equity capital | 19,025,000 | 19,489,000 | 20,014,000 | 20,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,670,000 | 7,750,000 | 11,915,000 | 16,259,000 |
| Interest expense | 1,504,000 | 3,296,000 | 5,337,000 | 7,388,000 |
| Net interest income | 2,166,000 | 4,454,000 | 6,578,000 | 8,871,000 |
| Noninterest income | 245,000 | 525,000 | 878,000 | 1,148,000 |
| Noninterest expense | 1,182,000 | 2,350,000 | 3,534,000 | 4,774,000 |
| Provision for loan losses | 176,000 | 496,000 | 701,000 | 1,694,000 |
| Pretax income | 1,053,000 | 2,133,000 | 3,220,000 | 3,566,000 |
| Income tax | 370,000 | 748,000 | 1,126,000 | 1,196,000 |
| Net income | 683,000 | 1,385,000 | 2,094,000 | 2,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,099,000 | 19,561,000 | 20,023,000 | 20,063,000 |
| Total capital | 21,284,000 | 21,801,000 | 22,322,000 | 22,418,000 |
| Risk-weighted assets | 174,181,000 | 178,548,000 | 183,141,000 | 188,119,000 |