Call reports 2002
FIRST SENTRY BANK, INC. — 2002
What FIRST SENTRY BANK, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 158,188,000 | 165,588,000 | 165,200,000 | 163,583,000 |
| Total loans | 128,604,000 | 135,418,000 | 135,012,000 | 136,834,000 |
| Allowance for loan losses | 1,320,000 | 1,410,000 | 1,500,000 | 1,369,000 |
| Securities available for sale | 10,992,000 | 15,173,000 | 15,264,000 | 15,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,859,000 | 141,246,000 | 143,550,000 | 141,708,000 |
| Interest-bearing deposits | 119,995,000 | 121,898,000 | 124,762,000 | 123,716,000 |
| Noninterest-bearing deposits | 17,864,000 | 19,348,000 | 18,788,000 | 17,992,000 |
| Equity capital | 11,251,000 | 15,434,000 | 15,022,000 | 15,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,479,000 | 5,037,000 | 7,625,000 | 10,193,000 |
| Interest expense | 1,399,000 | 2,720,000 | 3,976,000 | 5,174,000 |
| Net interest income | 1,080,000 | 2,317,000 | 3,649,000 | 5,019,000 |
| Noninterest income | 140,000 | 319,000 | 479,000 | 643,000 |
| Noninterest expense | 696,000 | 1,392,000 | 2,122,000 | 2,878,000 |
| Provision for loan losses | 132,000 | 362,000 | 1,779,000 | 2,387,000 |
| Pretax income | 392,000 | 882,000 | 227,000 | 397,000 |
| Income tax | 148,000 | 314,000 | 37,000 | 73,000 |
| Net income | 244,000 | 568,000 | 190,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,254,000 | 15,394,000 | 14,955,000 | 15,032,000 |
| Total capital | 12,574,000 | 16,804,000 | 16,455,000 | 16,401,000 |
| Risk-weighted assets | 124,165,000 | 131,404,000 | 129,454,000 | 130,607,000 |