Call reports 2001
FIRST SENTRY BANK, INC. — 2001
What FIRST SENTRY BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 128,763,000 | 133,215,000 | 143,721,000 | 152,132,000 |
| Total loans | 109,971,000 | 114,889,000 | 120,556,000 | 126,616,000 |
| Allowance for loan losses | 1,225,000 | 1,210,000 | 1,225,000 | 1,270,000 |
| Securities available for sale | 11,081,000 | 11,095,000 | 11,108,000 | 11,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,538,000 | 114,235,000 | 124,369,000 | 132,218,000 |
| Interest-bearing deposits | 99,224,000 | 103,003,000 | 112,049,000 | 117,520,000 |
| Noninterest-bearing deposits | 11,314,000 | 11,232,000 | 12,320,000 | 14,698,000 |
| Equity capital | 9,584,000 | 10,362,000 | 10,707,000 | 10,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,575,000 | 5,158,000 | 7,788,000 | 10,343,000 |
| Interest expense | 1,534,000 | 3,047,000 | 4,589,000 | 6,086,000 |
| Net interest income | 1,041,000 | 2,111,000 | 3,199,000 | 4,257,000 |
| Noninterest income | 78,000 | 213,000 | 361,000 | 515,000 |
| Noninterest expense | 560,000 | 1,165,000 | 1,811,000 | 2,491,000 |
| Provision for loan losses | 59,000 | 183,000 | 266,000 | 326,000 |
| Pretax income | 501,000 | 977,000 | 1,484,000 | 1,956,000 |
| Income tax | 194,000 | 370,000 | 561,000 | 743,000 |
| Net income | 307,000 | 607,000 | 923,000 | 1,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,544,000 | 10,310,000 | 10,662,000 | 10,950,000 |
| Total capital | 10,769,000 | 11,520,000 | 11,887,000 | 12,220,000 |
| Risk-weighted assets | 106,941,000 | 110,498,000 | 117,003,000 | 121,455,000 |