Call reports 2025
SEAMENS BANK — 2025
What SEAMENS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 472,612,000 | 467,954,000 | 491,399,000 | 467,827,000 |
| Total loans | 342,797,000 | 356,222,000 | 362,887,000 | 364,295,000 |
| Allowance for loan losses | 2,100,000 | 2,100,000 | 2,150,000 | 2,131,000 |
| Securities available for sale | 75,937,000 | 77,122,000 | 77,368,000 | 77,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,058,000 | 411,611,000 | 434,264,000 | 409,566,000 |
| Interest-bearing deposits | 341,632,000 | 331,973,000 | 335,065,000 | 81,151,000 |
| Noninterest-bearing deposits | 75,426,000 | 79,638,000 | 99,199,000 | 328,415,000 |
| Equity capital | 55,251,000 | 55,977,000 | 56,836,000 | 57,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,825,000 | 11,599,000 | 17,723,000 | 23,910,000 |
| Interest expense | 1,905,000 | 3,730,000 | 5,467,000 | 7,099,000 |
| Net interest income | 3,920,000 | 7,869,000 | 12,256,000 | 16,811,000 |
| Noninterest income | 214,000 | 414,000 | 665,000 | 862,000 |
| Noninterest expense | 3,327,000 | 7,235,000 | 10,867,000 | 14,456,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 807,000 | 1,050,000 | 2,012,000 | 3,164,000 |
| Income tax | 179,000 | 197,000 | 415,000 | 687,000 |
| Net income | 628,000 | 853,000 | 1,597,000 | 2,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,765,000 | 55,990,000 | 56,735,000 | 57,614,000 |