Call reports 2019
SEAMENS BANK — 2019
What SEAMENS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 375,484,000 | 380,564,000 | 401,673,000 | 377,620,000 |
| Total loans | 288,018,000 | 289,752,000 | 286,799,000 | 286,106,000 |
| Allowance for loan losses | 3,110,000 | 3,156,000 | 3,186,000 | 3,186,000 |
| Securities available for sale | 65,961,000 | 63,092,000 | 64,151,000 | 63,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,337,000 | 325,737,000 | 355,170,000 | 330,464,000 |
| Interest-bearing deposits | 272,002,000 | 272,855,000 | 283,775,000 | 274,285,000 |
| Noninterest-bearing deposits | 49,335,000 | 52,882,000 | 71,395,000 | 56,179,000 |
| Equity capital | 41,781,000 | 42,426,000 | 43,173,000 | 43,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,643,000 | 7,315,000 | 11,172,000 | 14,881,000 |
| Interest expense | 551,000 | 1,186,000 | 1,875,000 | 2,539,000 |
| Net interest income | 3,092,000 | 6,129,000 | 9,297,000 | 12,342,000 |
| Noninterest income | 224,000 | 470,000 | 829,000 | 1,135,000 |
| Noninterest expense | 2,561,000 | 5,377,000 | 8,006,000 | 10,612,000 |
| Provision for loan losses | 55,000 | 100,000 | 130,000 | 130,000 |
| Pretax income | 696,000 | 1,116,000 | 1,982,000 | 2,735,000 |
| Income tax | 181,000 | 273,000 | 488,000 | 671,000 |
| Net income | 515,000 | 843,000 | 1,494,000 | 2,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,152,000 | 42,480,000 | 43,120,000 | 43,701,000 |
| Total capital | 45,297,000 | 45,671,000 | 46,325,000 | 46,922,000 |
| Risk-weighted assets | 267,248,000 | 265,256,000 | 256,399,000 | 261,013,000 |