Call reports 2016
SEAMENS BANK — 2016
What SEAMENS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 333,945,000 | 342,860,000 | 370,034,000 | 346,190,000 |
| Total loans | 222,874,000 | 231,375,000 | 226,760,000 | 227,788,000 |
| Allowance for loan losses | 2,781,000 | 2,783,000 | 2,784,000 | 2,786,000 |
| Securities available for sale | 85,690,000 | 86,606,000 | 85,411,000 | 84,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,580,000 | 295,537,000 | 330,555,000 | 307,010,000 |
| Interest-bearing deposits | 250,862,000 | 246,555,000 | 266,779,000 | 258,026,000 |
| Noninterest-bearing deposits | 43,718,000 | 48,982,000 | 63,776,000 | 48,984,000 |
| Equity capital | 38,931,000 | 38,960,000 | 39,076,000 | 38,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,655,000 | 5,355,000 | 8,124,000 | 10,820,000 |
| Interest expense | 243,000 | 490,000 | 750,000 | 1,003,000 |
| Net interest income | 2,412,000 | 4,865,000 | 7,374,000 | 9,817,000 |
| Noninterest income | 203,000 | 410,000 | 699,000 | 936,000 |
| Noninterest expense | 2,347,000 | 5,344,000 | 7,770,000 | 10,140,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 301,000 | 371,000 | 906,000 | 1,237,000 |
| Income tax | 113,000 | 104,000 | 283,000 | 385,000 |
| Net income | 188,000 | 267,000 | 623,000 | 852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,799,000 | 38,648,000 | 38,890,000 | 39,147,000 |
| Total capital | 41,873,000 | 41,565,000 | 41,729,000 | 42,008,000 |
| Risk-weighted assets | 249,123,000 | 251,957,000 | 252,160,000 | 248,443,000 |