Call reports 2015
SEAMENS BANK — 2015
What SEAMENS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 332,486,000 | 333,345,000 | 361,103,000 | 342,551,000 |
| Total loans | 225,390,000 | 222,652,000 | 219,112,000 | 219,907,000 |
| Allowance for loan losses | 2,699,000 | 2,740,000 | 2,751,000 | 2,784,000 |
| Securities available for sale | 82,874,000 | 83,110,000 | 82,981,000 | 81,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,859,000 | 286,273,000 | 319,245,000 | 303,806,000 |
| Interest-bearing deposits | 251,754,000 | 239,953,000 | 261,266,000 | 256,317,000 |
| Noninterest-bearing deposits | 39,105,000 | 46,320,000 | 57,979,000 | 47,489,000 |
| Equity capital | 38,286,000 | 38,230,000 | 38,506,000 | 38,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,672,000 | 5,317,000 | 7,994,000 | 10,629,000 |
| Interest expense | 238,000 | 476,000 | 723,000 | 971,000 |
| Net interest income | 2,434,000 | 4,841,000 | 7,271,000 | 9,658,000 |
| Noninterest income | 184,000 | 422,000 | 700,000 | 917,000 |
| Noninterest expense | 2,294,000 | 4,733,000 | 6,930,000 | 9,270,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | 70,000 |
| Pretax income | 297,000 | 473,000 | 978,000 | 1,256,000 |
| Income tax | 88,000 | 131,000 | 305,000 | 389,000 |
| Net income | 209,000 | 342,000 | 673,000 | 867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,016,000 | 38,143,000 | 38,392,000 | 38,645,000 |
| Total capital | 41,052,000 | 41,215,000 | 41,419,000 | 41,746,000 |
| Risk-weighted assets | 267,981,000 | 255,319,000 | 263,240,000 | 245,092,000 |