Call reports 2014
SEAMENS BANK — 2014
What SEAMENS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 323,343,000 | 332,206,000 | 348,578,000 | 335,570,000 |
| Total loans | 216,929,000 | 223,878,000 | 219,795,000 | 221,869,000 |
| Allowance for loan losses | 2,599,000 | 2,627,000 | 2,640,000 | 2,673,000 |
| Securities available for sale | 82,861,000 | 81,696,000 | 81,915,000 | 82,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,912,000 | 278,199,000 | 303,117,000 | 294,586,000 |
| Interest-bearing deposits | 241,571,000 | 237,820,000 | 249,731,000 | 251,392,000 |
| Noninterest-bearing deposits | 35,341,000 | 40,379,000 | 53,386,000 | 43,194,000 |
| Equity capital | 37,103,000 | 37,611,000 | 37,679,000 | 37,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,631,000 | 5,353,000 | 8,080,000 | 10,760,000 |
| Interest expense | 252,000 | 503,000 | 756,000 | 1,000,000 |
| Net interest income | 2,379,000 | 4,850,000 | 7,324,000 | 9,760,000 |
| Noninterest income | 184,000 | 380,000 | 657,000 | 868,000 |
| Noninterest expense | 2,040,000 | 4,141,000 | 6,381,000 | 8,961,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 493,000 | 1,033,000 | 1,519,000 | 1,566,000 |
| Income tax | 162,000 | 347,000 | 513,000 | 504,000 |
| Net income | 331,000 | 686,000 | 1,006,000 | 1,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,641,000 | 36,995,000 | 37,315,000 | 37,371,000 |
| Total capital | 39,520,000 | 39,942,000 | 40,272,000 | 40,381,000 |
| Risk-weighted assets | 243,064,000 | 248,623,000 | 246,021,000 | 247,751,000 |