Call reports 2013
SEAMENS BANK — 2013
What SEAMENS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 308,172,000 | 319,908,000 | 340,946,000 | 321,186,000 |
| Total loans | 202,464,000 | 211,400,000 | 208,851,000 | 211,688,000 |
| Allowance for loan losses | 2,476,000 | 2,487,000 | 2,533,000 | 2,569,000 |
| Securities available for sale | 88,227,000 | 85,336,000 | 86,444,000 | 86,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,312,000 | 277,879,000 | 304,261,000 | 280,297,000 |
| Interest-bearing deposits | 241,660,000 | 240,570,000 | 257,242,000 | 244,628,000 |
| Noninterest-bearing deposits | 29,652,000 | 37,309,000 | 47,019,000 | 35,669,000 |
| Equity capital | 36,544,000 | 35,765,000 | 36,310,000 | 36,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,668,000 | 5,339,000 | 8,056,000 | 10,707,000 |
| Interest expense | 317,000 | 608,000 | 907,000 | 1,197,000 |
| Net interest income | 2,351,000 | 4,731,000 | 7,149,000 | 9,510,000 |
| Noninterest income | 1,304,000 | 1,504,000 | 1,788,000 | 1,995,000 |
| Noninterest expense | 2,022,000 | 4,303,000 | 6,404,000 | 8,522,000 |
| Provision for loan losses | 10,000 | 20,000 | 85,000 | 135,000 |
| Pretax income | 1,635,000 | 1,968,000 | 2,513,000 | 2,923,000 |
| Income tax | 622,000 | 712,000 | 901,000 | 1,033,000 |
| Net income | 1,013,000 | 1,256,000 | 1,612,000 | 1,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,432,000 | 35,676,000 | 36,032,000 | 36,309,000 |
| Total capital | 38,095,000 | 38,335,000 | 38,785,000 | 39,155,000 |
| Risk-weighted assets | 238,373,000 | 241,728,000 | 242,897,000 | 242,949,000 |